F$U Courses
Money Management Basics-100
Budgeting-101
Budgeting- is a 3 hour intensive hands on course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. This course is a prerequisite for all of the additional courses available through F$U (Financial $urvival University). Class requirement: Commitment to change and a calculator.
HOW YOU WILL BENEFIT
- Pinpoint where you need to take control
- Learn to live within your means
- Create a surplus for other financial goals
- Gain the ability to do more with what you have
WHAT YOU WILL COVER
- Financial Bondage Symptoms
- Steps to Being Free Financially
- Financial Decision Making
- Steps to taking back Control
WHO SHOULD ATTEND
This seminar is recommended for any individual with an income who wants to be able to do more with what they have. If you are ready to take back control of your finances, this course is for you.
SCHEDULE
Classes begin every first Monday night of the Month
TUITION
$50.00
Money Management for Teens and Young Adults-102
The innovative course uses contemporary materials to teach the basics of personal finance to young people while they are developing habits and attitudes about money that will influence them for the rest of their lives. It is based on the philosophy that learning about money is as important as earning it—and that effective money management results from a disciplined behavior, which is most easily mastered if learned early in life.
HOW YOU WILL BENEFIT
- Learn mistakes to avoid
- Establish good financial habits early
- Gain to ability to make wise financial decisions
WHAT YOU WILL COVER
- Setting goals, your roadmap
- Budgeting
- Insurance
- Banking and Credit
- Savings and Investments
WHO SHOULD ATTEND
High school, college students and young adults who want to learn to manage their finances before they get into financial trouble.
SCHEDULE
Classes held quarterly, starting months are January, April, July, and October
TUITION
$30.00
Money Management for Women-103
HOW YOU WILL BENEFIT
Ready to stop shopping till you drop and want to deal with the over spending habits that get you into trouble. This course will cause women to increase in their knowledge of money management and budgeting principles. . Women will be able to understand and implement the necessary steps to correct negative credit issues on their credit reports
WHAT YOU WILL COVER
- Knowing your Financial Condition
- Money Action Plan
- What every woman should know about her finances
- Budgeting
- Credit Repair
WHO SHOULD ATTEND
Women of all ages who what to be able to go shopping and not feel guilty afterwards!
SCHEDULE
Classes held monthly on Thursdays for 5 weeks. Class time is 6:30 pm
TUITION
$65.00
Money Management for Couples-104
HOW YOU WILL BENEFIT
- Establish better communications methods
- Removal of stress concerning finances
- Long range goal established
WHAT YOU WILL COVER
- Budgeting
- When good credit Marries Bad
- Money Myths that keep you apart
- How to Manage Money Together
WHO SHOULD ATTEND
Married or soon to be married couples who don’t want their marriage to become a part of the statistics which say that over 90% of divorces are cause by irreconcilable differences over finances.
SCHEDULE
Classes held quarterly starting months are February, May, August and November. Class runs for 5 weeks
TUITION
$65.00
Intermediate Money Management-200
Understanding Insurance-201
Insurance does not have to be confusing. In this on day 3 hr. course you will learn the basics about life, health, auto and homeowners insurance. You will be able to make wiser decisions about the products or services you now have or will be considering in the future.
HOW YOU WILL BENEFIT
- More confidence in your choices
- Money savings
- Become aware of your needs
WHAT YOU WILL COVER
- What is best for you
- How to determine what your needs are
- Who should be insured
- How much is enough
WHO SHOULD ATTEND
Tired to feeling ripped off? This course is for individuals want to become more informed about the products and services that are available in the market today.
SCHEDULE
Class offered bi-monthly beginning in January, March, May, July, September, and November.
TUITION
$30.00
Credit Repair-202
Credit problems? No problem!
____We can erase your bad credit.100% guaranteed
____We can create a new credit identity legally
____We can remove bankruptcies, judgments, liens, and bad loans from your file forever Do yourself a favor and save some money, too. Don’t believe these statements. Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.
HOW YOU WILL BENEFIT
- Learn key factors affecting your score
- Understand your credit score
- Resolve serious credit problems on your own
WHAT YOU WILL COVER
- Various forms of credit
- Credit reports
- Reestablishing Credit
- Bankruptcy
WHO SHOULD ATTEND
Individuals who are ready to face the facts and want to deal with the issue of their credit
SCHEDULE
Class runs for 4 weeks on a monthly basis
TUITION
$65.00
Saving and Investing-203
Saving for a rainy day is an old tradition. Most people want to save a percentage of their income, for many reasons (in case of emergency, to purchase a car, to help their children). In this course you will learn the difference between saving and investing and the most important technique used to do so. But at some point, people are not content only to save their money—they may want to invest it to pursue greater returns. Saving or investing, no matter which road an individual takes, a person must be responsible for his or her decision-making process.
HOW YOU WILL BENEFIT
- Discover how to get more for your money
- Stop living pay check to pay check
- Anticipate problems or solve them as they arise
- Learn the skills to plan, organize and prepare for the future
- Develop the habit of saving
WHAT YOU WILL COVER
- Reasons to save and Invest
- Places to save and Invest
- Savings vs. Investing
- Risk, Return and Liquidity
- Way s to stash cash
WHO SHOULD ATTEND
Individuals, couples or anyone who would like to learn how to stop using loans, credit cards and check cashing facilities to put out the financial fires in their finances. Learn how to be prepared to do this with your own money!
SCHEDULE
Class is a one day 3 hour training. Student required to take budgeting class first.
TUITION
$30.00
Understanding Loans-204
Installment loans, revolving loans, student loans, mortgages and credit cards… learn to understand the features, both pros and cons, of the different types of consumer loans. What’s the difference between the interest rate and the APR this and much more will be discussed in this class.
HOW YOU WILL BENEFIT
- Learn where to get the best loans
- Save on interest paid out
- Ability to compare loan offers
WHAT YOU WILL COVER
- Top 10 questions to ask before you sign on the dotted line
- The different cost related to using credit and loans
- The impact of Different loan factors
WHO SHOULD ATTEND
Individuals who want to understand the loan process before or after the fact. If you want to take the fear out of signing on the dotted line this class is for you. You can be confident in the choices that you make!
SCHEDULE
One day…3 hour course held monthly.
TUITION
$30.00
Advanced Money Management 300
Home Ownership-301
Now that you have purchased your new home, upkeep and maintenance of your home are your responsibility. There are things that must be done to keep your home comfortable, tidy and safe. In this class learn what to do to protect your investment.
HOW YOU WILL BENEFIT
- Increase value of your investment
- Learn the danger signs of foreclosure
- Learn how lender can help if you ever have problems
WHAT YOU WILL COVER
- What maintenance should be done periodically
- Budgeting to maintain your home
- Why do you need a reserve fund
- What major systems need to be monitored
- What to do if a payment is late
WHO SHOULD ATTEND
Any home owner who has participated in a State or Federal funded housing program. New and first time homeowners
Class should be taken no less than 3 months after becoming a homeowner.
SCHEDULE
One day 3 hour class offered quarterly starting in the months of March, June, September, and December
TUITION
$30.00
Retirement Planning-302
Having a peace of mind about the future is what this class is all about. If you’re not sure where you are in the process for preparing for your retirement then this basic informational class with help you to determine goals, create a plan for getting there and give you peace of mind.
HOW YOU WILL BENEFIT
- Determination of Long-Term goals
- Creation of a financial strategy
- Coordinating estate planning
- Obtain retirement checklist
WHAT YOU WILL COVER
- Identifying goals
- Creating a financial plan
- Estate planning
- How much is enough
- Ways to save after you retire
WHO SHOULD ATTEND
Whether you are 20 years away from retirement or already retired this seminar has something for you.
SCHEDULE
This one day 3 hour class is offered monthly
TUITION
$30.00
Special Courses
Biblical Stewardship
You will not want to miss a single course. It is presented through six, one and one-half hour modules. Each module offers a radical soul-searching look at differences between God’s viewpoints and man’s teaching about money and possessions
HOW YOU WILL BENEFIT
- Gain a true biblical perspective of stewardship as a lifestyle
- Combine your investment goals with your moral convictions
WHAT YOU WILL COVER
- Foundational
- Debt
- Investing
- Giving
- Estate Planning
- Cultural Stewardship.
WHO SHOULD ATTEND
Those who want to gain stewardship control over more than just their money.
SCHEDULE
Course offered quarterly in April, July, October and January
TUITION
$50.00
Business by the Book
God’s Word is full of Biblical principles for business men and women. His Word is clear that God is the owner of all things including your business! Business by the Book Workshop offer’s various tools and resources to assist you in transforming your business for God’s glory. This is a 6 week course.
HOW YOU WILL BENEFIT
Improve your business leadership skills and the ability to influence others as an employer or employee.
WHAT YOU WILL COVER
- Management
- Wages
- Integrity in Business
- Leadership
WHO SHOULD ATTEND
Business owners who want to honor God in their business practices.
SCHEDULE
Class scheduled quarterly
TUITION
$ 40.00
Small Group Study
The Small Group Study is a 10 week in-depth study of what Scripture teaches about money and possessions.
HOW YOU WILL BENEFIT
- Become more accountable with your finances
- Improve your giving
- Realize that you are just a manager not the owner
WHAT YOU WILL COVER
- Money
- Debt
- Budgeting
- Sharing your wealth
WHO SHOULD ATTEND
Those who want to become a more faithful steward/ manager of what they have been blessed with.
SCHEDULE
Class offered twice annually.
TUITION
$35.00 single
$55.00 couple
Upcoming Seminars
Monday, October 06, 2008
at the Financial Training Center
Tuesday, October 07, 2008
at the Trident Technical College
